Our Services

Banking Applications

Secure, compliant and customer-focused banking software.

Bank building and payment card, BIART banking applications

Software engineering built for banking

Banking has to manage speed, trust and compliance at the same time. With 15+ years of banking software experience, BIART delivers banking applications across payments, credit, treasury and customer experience.

Areas of expertise

  • Payment systems — cards, EFT, FAST/instant payments, open banking and international rails.
  • Credit and risk management — scoring, allocation, monitoring and early warning.
  • Customer analytics and CRM — customer 360, segmentation, campaign management.
  • Regulatory compliance — BRSA (BDDK), AML (MASAK), PCI DSS, ISO 27001.
  • Digital channels — mobile, internet banking and branch applications.
  • Core banking integration — SWIFT, ISO 20022 and in-house service bridges.

Why BIART?

  • Sector expertise — reference projects live at Tier-1 banks.
  • Security first — OWASP, secure SDLC and penetration testing.
  • Scalable architecture — microservices and event-driven designs for high throughput.
  • Fast delivery — value delivered every two weeks with an agile approach.

Stages

  1. Requirements and regulatory map
  2. Target architecture and security model
  3. Agile development and integration
  4. Testing, pen-testing and compliance verification
  5. Go-live and managed support

Modernize your banking securely — talk to BIART's Banking team.

Frequently Asked Questions

Which banks do you serve?

We have references at leading banks in Turkey. Project details are shared under NDA on request.

Do you deliver open banking?

Yes — we build open banking APIs and consent flows aligned with BRSA/EBA standards.

Is PCI DSS compliance in scope?

Yes. We support end-to-end PCI DSS compliance for card-handling applications.

Do you integrate with core banking?

Yes. We have deep experience integrating with common Turkish and international cores via SWIFT, ISO 20022 and messaging.

Do you develop risk scoring models?

Yes — behavioral scoring, early-warning and fraud-detection models, both rules-based and ML-driven.

Let's work together

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